Save and Bless!

There are several things that a SAVINGS can work wonder!

I actually started late saving my salaries as an employee. Buying things that makes me feel convenient eventhough its on loan! I have never imagined that buying on credit is much worse that just waiting for the right time. It is just like eating the best part of the chicken at the the near end of my meal. It just worth the wait coz you will always remember the last part...which is the best!

I have started savings when I also have none. I said to myself that I should start now because if not today...time might never come! You would not believe that I started P500 pesos in the bank. Just glad that BPI has that maintaining balance that I can build overtime. While savings in the bank, I have been exposed to a unit linked investment as a financial advisor where I also had a chance to teach people, esp my friends, to invest especially if they dont want to play directly in the stock market. I also have started to learn how to invest in the stockmarket and be a member of the Truly Rich Club (TRC). By being a member, I have learned the averaging method of stock investing and get insights in financial wellness. In addition, there are a lot of spiritual nourishment that I can get from being a member of TRC. Today, a new set of benefits are being opened for the Gold member. Wow! isn't that great? You know what is most valuable about savings? There are low times in your life that savings can lift you up and lift someone up. There are ways to help and bless!

If you want to learn more about being a Truly Rich Club member and obtain your copy of the free e book...please follow this link... Truly Rich Club


;DES

Personal Equity Retirement Act (P.E.R.A)

The Personal Equity Retirement Act (P.E.R.A) accreditation standard has just been approved by Monetary Board.This will provide each Filipino with an effective tool for securing his future. Launch date of which is on January 2015.

I personally have not heard of P.E.R.A before and I do not know any person who benefits from P.E.R.A. I began investing thru real estate in 2007 then mutual fund, direct stocks investment and variable unit linked products. Why is it not a hot news during that year when it was passed?

The PERA, which was patterned after the US Individual Retirement Account (IRA), is an economic policy instrument introduced as part of the broad strategy to promote capital market development and savings mobilization. PERA is available to anyone who has the capacity to contract and possesses a Tax Identification Number (TIN) and is a good investment alternative as it provides tax advantages for retirement savings which you cannot get from any other investment instruments/products.

PERA would benefit ordinary people since this would encourage them to save for their retirement. It is a good retirement savings device which will allow them to look forward to a comfortable and financially secure retirement.

;Des

p.s. I'll share more on financial matters and how money works on my next blogs.

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