Friday, November 28, 2014

Personal Equity Retirement Act (P.E.R.A)



The Personal Equity Retirement Act (P.E.R.A) accreditation standard has just been approved by Monetary Board.This will provide each Filipino with an effective tool for securing his future. Launch date of which is on January 2015.

I personally have not heard of P.E.R.A before and I do not know any person who benefits from P.E.R.A. I began investing thru real estate in 2007 then mutual fund, direct stocks investment and variable unit linked products. Why is it not a hot news during that year when it was passed?

The PERA, which was patterned after the US Individual Retirement Account (IRA), is an economic policy instrument introduced as part of the broad strategy to promote capital market development and savings mobilization. PERA is available to anyone who has the capacity to contract and possesses a Tax Identification Number (TIN) and is a good investment alternative as it provides tax advantages for retirement savings which you cannot get from any other investment instruments/products.

PERA would benefit ordinary people since this would encourage them to save for their retirement. It is a good retirement savings device which will allow them to look forward to a comfortable and financially secure retirement.


;Des

p.s. I'll share more on financial matters and how money works on my next blogs.